949-581-2452/Ce
  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.

Also called non-conforming conventional mortgages, jumbo loans are considered riskier for lenders because these loans can’t be guaranteed by Fannie and Freddie, meaning the lender is not protected from losses if a borrower defaults. Jumbo loans are typically available with either a fixed interest rate or an adjustable rate, and they come with a variety of terms.

Contact Us

© Copyright 2024. All rights reserved.

Address: 26041 Acero MISSION VIEJO, CA 92691

Phone: (949) 581-2452

Fax: (949) 454-7524

Email: kenatmlc@gmail.com

NMLS# 359987

 

Read Our Reviews

Thank You so much for this very quick and easy refi.
 
I must tell you, as a person who pays attention to detail and who very much appreciates others who do as well.  You sir have been excellent to work with and exceeded my expectations.
I do not say that lightly.
 
On a scale of 1-10 (10 being great)
on service 10+
on customer service; 10+
on being available and responding to customer requests and in a timely manner; 10+
 
It has been a pleasure and I will HIGHLY recommend you in the future!
Thanks again...
I am guessing I'll be get some final documents in the mail, and hearing from my lender... but other than that we are done?
 
If so THANK YOU!!!!
 
Ken Hoffman

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Hi Ken,

Thanks for all your help on getting this done in a timely and efficient manner.  I appreciate your responsiveness and today let FMN know how pleased I am.

Best regards,
Vince

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